Minnesota case law summary by Attorney Richard Clem: Minn Stat 58.13, 58.18.

Connie L. Gretsch v. Vantium Capital, Inc. d/b/a Acqura Loan Services. Minn Stat 58.13, 58.18

The Minnesota Supreme Court held that Minnesota Statutes 58.18 and 58.13 provide an injured borrower with a private cause of action. These statutes are not preempted by federal law.

No. No. A12-2270 (Minn. April 2, 2014).

Please see the original opinion for the court's exact language.

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Richard P. Clem is an attorney and continuing legal education (CLE) provider in Minnesota. He has been in private practice in the Twin Cities for 25 years. He has a J.D., cum laude, from Hamline University School of Law in St. Paul and a B.A. in History from the University of Minnesota. His reported cases include: Asociacion Nacional de Pescadores a Pequena Escala o Artesanales de Colombia v. Dow Quimica de Colombia, 988 F.2d 559, rehearing denied, 5 F.3d 530 (5th Cir. 1993), cert. denied, 510 U.S. 1041 (1994); LaMott v. Apple Valley Health Care Center, 465 N.W.2d 585 (Minn. Ct. App. 1991); Abo el Ela v. State, 468 N.W.2d 580 (Minn. Ct. App. 1991).

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